i am thinking if i should apply ocbc titanium credit card since they offer 1% unlimited rebate at anytime. i already have one card which is uob one card, will still take this as primary card and ocbc card as secondary 1. uob card rebate 5% for petrol, 2% for groceries, others only 0.3%, how good if i own a ocbc card and can get 1% off instead of 0.3% rebate :p