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Dear All, Gong Xi Fatt Chai and Happy New Year. Recently, I received massive reply from my last post, and I would like express my deepest appreciation to this forum and the members who view my last post. FYI, We have launch another new plan called, LIABILITY SETTLEMENT PLAN, and there is a well response from the market as well. It is very normal and common for young people to bear a lot of credit card bills and loan nowadays. And people always seeking the best way to manage their debts and trying their very best to save more money for emergency usage. The recent statistic from Bank Negara Malaysia showed that more that 60% of youngster at the age ranged of age 25 to age 35 are suffering from heavy debts as well as the risk of Bankruptcy and this leads to increasing of Household Debts in Malaysia. This statistical data reflects that our Younger Customer have more purchasing power and more contribution to the National GDP than other level of customers in Malaysia. However, this group of people is also contributing the highest default rate in the country, at the same time, due to high commitments from their credit cards. As such, our company have launched this LIABILITY SETTLEMENT PLAN, to ease the burden and help the younger generation to settle their liability. Thus, if you would like to know more about this solutions, please feel free to call me @ +6018-3180861; or email me at firstname.lastname@example.org. Thank you very much and Have a great days. Regards, Stephen Tan, Buss Consulting (M) Sdn Bhd www.bussmalaysia.com