fred 0 Report post Posted December 6, 2006 I found this great software that fit my need :-) -------------------------- Program Description: This program is a compendium of 8 mortgage type programs.They include: 1. Addedpmt.EXE - A program illustrating the effect of additional payments for reducing interest paid and the term of a loan. 2. Balloon.EXE - A program that explores the use of this type mortgage. 3. Biweekly.EXE - This program calculates and displays the reduced loan period with this type mortgage. 4. 1530mtge.EXE - A program that displays and lists the advantages and pitfalls of using this type of financing. 5. Loanamor.EXE - This program is a standard amortization schedule which displays annual interest paid for your use at tax time. It Can also be used for any simple interest loan with multiple payment periods. 6. Maxmtge.EXE - A mortgage qualifier for either a fixed- rate or variable-rate mortgage. It shows how large a mortgage you qualify for. 7. Refinanc.EXE - This program demonstrates advantages to refinancing your existing mortgage. Conditions under which you should consider refinancing are presented. 8. Varimtge.EXE - You can use this program to either investigate or track a variable-rate mortgage or to project the payout of this type mortgage. The last function suit us very well, it can be used to calculate various schemes used in malaysia, for example : a. fixed rate at first 3 years, then variable rate at the remaining x years b. fixed rate at x years You will be able to get the exact number that banker is going to give you. Free download from Shareware Connection - programs include:added payment,ballooon amortization,biweekly amortization, 15vs30 year mortgage,loan amortization,maxmortgage,refinance, variable rate mortgage. Link : http://www.sharewareconnection.com/mortgages-.htm Quote Share this post Link to post Share on other sites
sfgoh 0 Report post Posted November 12, 2007 Hi Fred, is this a virus-free website? Heard that alot of shareware are infected with viruses. thanks Quote Share this post Link to post Share on other sites
ahooi.theng 0 Report post Posted November 18, 2008 Hi Fred, is this a virus-free website? Heard that alot of shareware are infected with viruses. thankshhmmmm... it seems my reply to recommend a good site Money3 Website for latest home loan comparison is gone missing??? Quote Share this post Link to post Share on other sites
interestonly1212 0 Report post Posted August 25, 2009 thank you.....nice post.....Carte De Creditsales tracking softwarewrongful death lawyersInterest Only MortgageJob Tracking Software Quote Share this post Link to post Share on other sites
Be Real 0 Report post Posted September 29, 2009 Useful Info. Anyway, to those who are planning to buy a house and ready to build a family (a.k.a. marrying soon- Congrats!) can always look for me for a finiancial health scan. So you will know how healthy you are in preparation of a new family! Quote Share this post Link to post Share on other sites
Carmen2009 0 Report post Posted October 2, 2009 Is it possible to get a housing loan if I have a bad record in settling my credit card? Last time I have told the bank to cancel the credit card, guess what? I still receive the bill for the annual fee. Any bank mortgage officer to recommend? Really worry now. Quote Share this post Link to post Share on other sites
Vivian21 0 Report post Posted October 3, 2009 Is it possible to get a housing loan if I have a bad record in settling my credit card? Last time I have told the bank to cancel the credit card, guess what? I still receive the bill for the annual fee. Any bank mortgage officer to recommend? Really worry now.My dad once have the same problem as you. He approach the banks and the officer turned him down for mortgage loan application until he found a mortgage broker from http://www.klang-valley.comYou can try his free service for loan application. Quote Share this post Link to post Share on other sites
meiya 0 Report post Posted March 31, 2010 do u guys know which bank offer better BLR? lazy to google each bank one by one..thanks guys Quote Share this post Link to post Share on other sites
suevian 0 Report post Posted March 31, 2010 Please do not add in the MRTA amount into your homeloan, is not worth. In addition, buy a Life insurance with critical illness cover for your houseloan is much better than MRTA. Please note MRTA only covered for Death/TPD, not 36 critical illness. If the person diagnose of critical illness, the homeloan still need to continue pay. Quote Share this post Link to post Share on other sites
wsyrinrin 0 Report post Posted March 31, 2010 do u guys know which bank offer better BLR? lazy to google each bank one by one..thanks guysBLR is declare by BNM so all the bank is offerring the same rate 5.8% now. But I have asked once b4 Citibank is 0.5% higher than others. Quote Share this post Link to post Share on other sites
wsyrinrin 0 Report post Posted March 31, 2010 Please do not add in the MRTA amount into your homeloan, is not worth. In addition, buy a Life insurance with critical illness cover for your houseloan is much better than MRTA. Please note MRTA only covered for Death/TPD, not 36 critical illness. If the person diagnose of critical illness, the homeloan still need to continue pay.Yes agree with suevian...I purchase from Insurance company instead from bank MRTA. Quote Share this post Link to post Share on other sites
juanil 0 Report post Posted May 18, 2010 Dear all,Anyone knows how to calculate a home loan? Thanks in advance...Cheers! Quote Share this post Link to post Share on other sites
Qtee 0 Report post Posted May 18, 2010 Hi,I found this website for the home loan calculator, you can have a look,http://property.simedarby.com/Home_Loan_Calculator.aspxbut i think this can be a general calculation.. as i think nowadays bank got lotsa different package that might got some difference on the calculation.Dear all,Anyone knows how to calculate a home loan? Thanks in advance...Cheers! Quote Share this post Link to post Share on other sites
juanil 0 Report post Posted May 18, 2010 Hi Qtee,Thanks a lot for the link, dear. I really appreciate it.Cheers! Quote Share this post Link to post Share on other sites
CFA 0 Report post Posted October 12, 2010 For all your lazy busy mummies and daddies out there, there is a single website that you can visit to compare Housing Loans without visiting numerous Banking websites.Just go to http://www.bankinginfo.com.my/.Its operated by BNM with member banks updating their various packages (so there might be a delay in the Banks doing so). It covers almost all products offered by the Banks and also offers Financial Tips, etc. Quote Share this post Link to post Share on other sites
ppamela 0 Report post Posted December 24, 2010 I still dont understand how the loan works. Can someone pls explain to me in detail? I would appreciate if can email to me "pamphoon@singapore-11.com" Thanks Quote Share this post Link to post Share on other sites
WendyChew 0 Report post Posted February 3, 2012 These calculators are very useful for our budget control & planning to purchase own house. Thanks. Quote Share this post Link to post Share on other sites
Shinney Yap 0 Report post Posted February 29, 2012 i hate for the legal fees from the lawyer side. some very bad lawyer only give little discount on that. Quote Share this post Link to post Share on other sites