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AnnabellaTan

Planning to refinance my house.

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Recently, have been thinking to refinance my house in Damnasara. Need extra cash for business..
My loan amount is RM500k which started from year 2009.

There are few bank with BLR minus interest rate.

Currently using Standard Chartered with BLR +1%. For sure, there will bepenalty charges if want early settlement,which is around 6%.

For me it's high, so I need to think twice about early settlement. Anyone here can suggest which banks loans provide better rate ?

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Are you sure the refinancing will cover the penalty charges? Is it worth it? Anyways, I do know that Public Bank is giving BLR-2.0% and CIMB is -2.2%. Others not so sure so you have to ask around.

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