crasygal 0 Report post Posted August 27, 2008 hi all,I would like to ask did any one of u do the e-fd (online Fixed Deposit) before...?? I wish to put some savings into FD but I have no time to go to bank to line up just for the FD... I found out now most of the bank have the e-FD services... I call up the bank they said it is save to do that... but I still worried after I did it there have no record for my FD and my savings will gone...so I would like to ask did any one here did did the e-fd before...?? is it safe to do it...??thank... Quote Share this post Link to post Share on other sites
ileux 0 Report post Posted August 27, 2008 Hi,i put my saving in e-FD early of this year. I think it's safe, although i havent withdraw it before. As long as you keep the reference number generated upon your registration then i think should b no problem. Btw, a statement will send to you home address, if not mistaken, everymonth to keep track of your interest earned.As u said, e-FD is more convenient. Can add/withdraw anytime without queueing up in bank. Quote Share this post Link to post Share on other sites
crasygal 0 Report post Posted August 27, 2008 ilex,do u mind to let me know which bank u bind with...?? coz I called RHB bank they said they wouldn't have the hard copy statement anymore... and we have to print out the 'statement' after we do the e-FD but scare that is not efficient coz I've ask few customer service (for other purpose) different ppl give me different instruction.. so I'm kind a worried...any how thank for the information... Quote Share this post Link to post Share on other sites
jcjy2009 0 Report post Posted August 27, 2008 I tried CIMB e-FD before, very easy and convenient. At the end of the transaction u can print out the statement, or for me, i save it in PDF format. In addition, CIMB also mail to my house an FD statement for my e-FD transaction. So i think their service quite good so far :) Quote Share this post Link to post Share on other sites
potatotiramisu 0 Report post Posted August 27, 2008 i do have e FD too ever since theyfirst launch it. i converted it to paperless....its much convenient than the normal fd as i dont have to go to bank to make one n i can withdraw the fd with just a click on the internet...also no need go to bank...ez ez... Quote Share this post Link to post Share on other sites
jb&jb 0 Report post Posted August 27, 2008 Ya...act mine also same. i do it online under cimb bank and they post the statement to my house.for me, i was feel that this way is very convenient for those like us. dont like to waste the time go to bank :P Quote Share this post Link to post Share on other sites
ileux 0 Report post Posted August 28, 2008 Mine is CIMB...very convenient, if not mistaken according to my colig, the interest rate is the highest among all banks... you need to print the 1st statement which contains your e-FD reference number once u place for a e-FD, then subsequently...they will send u statement to you mailing address.ilex,do u mind to let me know which bank u bind with...?? coz I called RHB bank they said they wouldn't have the hard copy statement anymore... and we have to print out the 'statement' after we do the e-FD but scare that is not efficient coz I've ask few customer service (for other purpose) different ppl give me different instruction.. so I'm kind a worried...any how thank for the information... Quote Share this post Link to post Share on other sites
jacqline 0 Report post Posted August 28, 2008 wat's the interest rate for e-FD? is it same as conventional FD? Quote Share this post Link to post Share on other sites
jcjy2009 0 Report post Posted August 28, 2008 Got this from CIMB website on their e-FD as at today (28 Aug 08):Minimum initial deposit of RM5,000 for 1 month. Minimum initial deposit of RM1,000 for 2 months and above1 month is 3.15%,2 months 3.25%,3 months 3.3%, 4 months 3.3%, 5 months 3.3%, 6 months 3.4%, 7 months 3.4%,8 months 3.4%, 9 months 3.5%,10 months 3.5%,11 months 3.5%,12 months 3.7%,..... and it goes up to 60 months at 4.2%.For more than 12 months, pls check the listing on their website or contact the bank.However, to be sure on the rates, its best u check the latest rate from their website or directly from bank to make sure ya :) wat's the interest rate for e-FD? is it same as conventional FD? Quote Share this post Link to post Share on other sites
crasygal 0 Report post Posted August 28, 2008 wow seems like lot of ppl have e-FD and most of u is bind with CIMB bank... if is like that I have to line up there for the FD as I didn't have account there.. :( but all of u bind with CIMB.. duno bout RHB bank save or not.. :(any how thank for the info... Quote Share this post Link to post Share on other sites